최신 Advanced-CAMS-Audit 무료덤프 - ACAMS Advanced CAMS-Audit Certification

문제1

Suspicious activity report testing in the last three audits did not identify any metrics to indicate that volume vanes dramatically each month. Which step should the auditor take next?

A. Escalate the finding regarding the lack of metrics to the board of directors.

B. Review within the IT audit.

C. Include the lack of metrics as a deficiency in the reporting.

D. Assign to continuous monitoring.

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제2

Which is the most significant risk associated with KYC requirements being considered a low priority not designed into processes and subsequently implemented after the products are already launched?

A. Product launches will motivate frontline to get more customers.

B. Product launches may not be adequately prepared.

C. Client experience improves as accounts can be opened more quickly.

D. Frontline will not complete adequate CDD.

정답: D

설명: (DumpTOP 회원만 볼 수 있음)

문제3

The auditor identifies that the bank has launched trade finance services this year.When rating the various themes of the risk mitigants, which are expected to be impacted by the launchof these services? (Select Three.)

A. M3.2

B. M2.1

C. M1.2

D. M1.1

E. M5.2

F. M4.2

정답: B,D,F

설명: (DumpTOP 회원만 볼 수 있음)

문제4

Which should the external auditor recommend to ensure that the institution did not facilitate transactions involving a sanctioned person?

A. Re-screen all transactions over the period of time when the updated sanction lists were not uploaded against the current sanctions lists.

B. Perform a security risk and access assessment on the sanction screening tool to ensure more timely sanctions lists are uploaded.

C. Re-screen all transactions based on the sanctions lists that were active at that time but not uploaded.

D. Periodically monitor the sanctions lists uploaded by the screening tool to ensure the most up-to-date lists are in the system.

정답: A

설명: (DumpTOP 회원만 볼 수 있음)

문제5

When reviewing an AML policy, an auditor should expect to find that the policy.

A. has been approved by regulators.

B. is aligned with investment strategy.

C. contains items related to staff training.

D. was reviewed and approved by the money laundering reporting officer.

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제6

An audit determines that an important control is not being performed. The operational manager responds to the audit comment stating that they do not have adequate resources in the department to accomplish this task.
The audit item discussion between the auditor and the operational manager is a(n):

A. general license authorizing a transaction for an entity, and a specific license authorizing a transaction for an individual.

B. sustainability assessment.

C. internal control test.

D. root cause analysis

정답: D

설명: (DumpTOP 회원만 볼 수 있음)

문제7

The auditor determines that the population for transaction monitoring testing can be stratified into five distinct categories. To complete testing which sampling method should the auditor use to identify the sample size?

A. Proportional

B. Risk-based

C. Judgmental

D. Statistical

정답: D

설명: (DumpTOP 회원만 볼 수 있음)

문제8

Independent testing of the New York branch of a foreign bank is conducted by an outsourced audit firm. The independent testing report should be submitted to which authority in order to provide appropriate level of governance and oversight?

A. New York branch regulatory compliance committee headed by the chief incumbent of the branch

B. Main office risk management committee

C. Bank's designated board committee at the head office

D. Compliance oversight committee of the New York branch headed by the chief compliance officer

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제9

The company has automated the completion of the customer risk assessment (CRA) into its main customer relationship management (CRM) system The CRM has needs recording the overall risk level assessed (Standard. Enhanced), the ID number of the staff member who completed the assessment, and me date of the last assessment Which additional fields should the auditor recommend to document the CRA process? (Select Three.)

A. Type of customer (Trust. Company Individual)

B. Age (Years)

C. Residence (Country)

D. Risk factors (Y/N. if Y please specify)

E. Photo ID taken (Passport Driver's License. Other)

F. Annual premium (S)

정답: A,C,D

설명: (DumpTOP 회원만 볼 수 있음)

최신 Advanced-CAMS-Audit 무료덤프 - ACAMS Advanced CAMS-Audit Certification

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