최신 CAMS 무료덤프 - ACAMS Certified Anti-Money Laundering Specialists

문제1

OFAC-issued regulations apply to which entities? (Choose two.)

A. Foreign banks with US customers

B. US branches of a foreign bank

C. Intermediaries transacting with US banks

D. Foreign import-export companies

E. Foreign subsidiaries of US banks

정답: B,E

설명: (DumpTOP 회원만 볼 수 있음)

문제2

The EU's6th Anti-Money Laundering Directive (6AMLD):

A. Strengthened provisions relating to the accuracy of data submitted to central beneficial ownership registries.

B. Eliminated the requirement for the European Commission to conduct a risk assessment.

C. Extended AML oversight to crowdfunding platforms and professional football clubs.

D. Created a central EU watchdog to combat money laundering.

정답: D

문제3

The Wolfsberg Principles for Private Banking list circumstances that would require additional due diligence, including activities that involve which three of these choices?

A. Public officials, including those individuals who have or had positions of public trust

B. High Risk activities, involving clients and beneficial owners whose source of wealth originates from activities known to be vulnerable to money laundering

C. High Risk Countries, including those identified by credible sources as having inadequate Anti-Money Laundering standards

D. Foreign jurisdictions

정답: B,C,D

설명: (DumpTOP 회원만 볼 수 있음)

문제4

Why is the Mutual Legal Assistance Treaty (MLAT) a gateway for international cooperation?

A. They issue the Prmc4es of Information Exchange Between Financial intelligence Units (FIUs)

B. They provide a legal basis for transmitting evidence that can be used for prosecution and judicial proceedings

C. They obtain intelligence that might lead to evidence

D. They receive reports of suspicious transactions from financial institutions to disseminate to local Law enforcement and foreign FIUs

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제5

The most important anti-money laundering issue associated with on-line banking is accurately

A. Capturing data

B. Generating reports

C. Analyzing data

D. Identifying clients

정답: D

설명: (DumpTOP 회원만 볼 수 있음)

문제6

Following a recent exercise which explained how a correspondent banking operation could be used by money launderers, an anti-money laundering specialist decided to re-write the due diligence procedures for entering into agreements with foreign financial institutions. Which of the following information should be included to establish a rigorous "Know Your Respondent" procedure?
1.Respondent's management, nature of license, and major business activity.
2. Computer equipment and software capability.
3. The quality of supervision in the home country.
4. Respondent's location, in particular the existence of a real physical presence.

A. 1, 2, and 4 only

B. 2, 3, and 4 only

C. 1, 3, and 4 only

D. 1, 2, and 3 only

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제7

What was cited by the Wolfsberg Group in its Statement on the Suppression of the Financing of Terrorism as being vulnerable to terrorist financing?

A. Correspondent banking

B. Private banking

C. Alternative remittance

D. Trade finance

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제8

How do nominees benefit criminals misusing thorn for money laundering purposes? (Select Two.)

A. Derail investigations

B. Allow beneficial owners to provide proxies lot voting on corporate decisions

C. Allow domicile in the nominee's jurisdiction

D. Obscure beneficial ownership

정답: A,D

문제9

Which private banking situation requires due diligence actions to be implemented according to the AML principles of the Wolfsberg group?

A. A new customer asks to set up an exchange house using the bank as the correspondent.

B. A wealthy individual from a high-risk country wants to open an account with a private bank.

C. A local wealthy individual wants to become a customer of a local retail bank.

D. A beneficial owner of an exchange house wants to open an account with the bank.

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제10

A non-US bank is implementing a sanctions compliance program. Which extraterritorial reach of Office of Foreign Assets Control (OFAC) regulations would matter the most to the foreign bank?

A. OFAC has the power to impose significant penalties on foreign individuals who are found to be in violation of the blocking orders.

B. OFAC sanctions programs prohibit transactions and require the blocking of assets of foreign individuals that appear in negative media sources.

C. OFAC acts only under presidential wartime emergency powers, against countries and foreign individuals considered enemies of the US.

D. OFAC administers sanctions based on criminal investigations against targeted foreign individuals.

정답: A

설명: (DumpTOP 회원만 볼 수 있음)

문제11

An oil exploration company based in France does business with oil refineries in Iran, which is subject to comprehensive Office of Foreign Assets Control (OFAC) sanctions. What type of OFAC sanctions should be imposed against the French company?

A. List-based

B. Secondary

C. Country-based

D. Sectoral

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제12

AFinancial Intelligence Unit (FIU)in a country has received aSuspicious Activity Report (SAR)involving significant suspicious fund transfers,both domestically and internationally. TheFIU requires additional information from a foreign countryto determine whether the matter needs to be referred for prosecution locally.
Which of the following statements istruein this scenario?

A. Countries that are members of the Egmont Group can request assistancefor information from each other.

B. Any information related to money laundering can bereceived from any organization at any time, regardless of jurisdiction.

C. It isagainst international lawson data protection to access information from foreign countries.

D. Sovereignty of nations means thatinformation cannot be accessed from foreign countries.

정답: A

설명: (DumpTOP 회원만 볼 수 있음)

문제13

Which of the following activities is most likely associated with a lawyer participating in a money laundering scheme?

A. Engages clients with high-net worth in foreign countries.

B. Creates corporate entities to disguise true beneficial ownership of clients.

C. Frequently travels to countries considered tax havens.

D. Represents persons accused of crimes against financial institutions.

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제14

How can a 'free-look provision' as part of a life insurance policy help criminals to launder money?

A. A policy owner is able to terminate the contract without penalties such as surrender charges.

B. A policy owner has freedom to decide who the beneficiary of the policy will be and can in this way move money to an unrelated third party.

C. A policy owner has freedom to decide who the beneficiary of the policy will be and can in this way move money to a related third party.

D. A policy owner can decide how to pay the premium within a pre-defined period.

정답: A

설명: (DumpTOP 회원만 볼 수 있음)

문제15

Which of the following are included in the11 Immediate Outcomesoutlined in the Financial Action Task Force (FATF) methodology for assessing technical compliance with the FATF Recommendations and the effectiveness of AML/CFT/CPF systems during mutual evaluations? (Select Three.)

A. Financial intelligence information is collected by authorities and shared with the FATF for further investigation.

B. Those convicted of money laundering offenses are denied access to basic banking services.

C. Money laundering offenses are investigated and criminally prosecuted.

D. International cooperation provides actionable information to use against criminals.

E. Supervisors regulate financial institutions and non-bank financial institutions and their risk-based AML
/CFT programs.

정답: C,D,E

설명: (DumpTOP 회원만 볼 수 있음)

문제16

According to the Basel Committee principles, which actions would make a customer identification program at a bank more robust? (Select Two.)

A. Understanding why a customer has selected a particular financial institution for banking.

B. Understanding the nature and purpose behind a new business opening an account at the bank.

C. Verifying the identity of a customer with reputable online source documentation.

D. Limiting the online activities of a new customer during the first two months.

정답: A,B

설명: (DumpTOP 회원만 볼 수 있음)

문제17

Which two methods have terrorist groups used to diversify their revenue stream and to fund their operations?
(Choose two.)

A. Human trafficking

B. Engaging in wire transfer activity

C. Engaging in civil conflict

D. Smuggling cultural artifacts

정답: A,D

설명: (DumpTOP 회원만 볼 수 있음)

최신 CAMS 무료덤프 - ACAMS Certified Anti-Money Laundering Specialists

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