최신 CAMS 무료덤프 - ACAMS Certified Anti-Money Laundering Specialists
What is the primary action a financial institution should take before formulating its anti-money laundering program?
정답: A
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How should a financial institution respond to a verbal request from a law enforcement agency to keep an account open to assist in an investigation?
정답: B
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A high volume of incoming wire transfers generates an alert about a client. The funds are immediately debited by cash withdrawals and outgoing wire transfers. Which information should be reviewed first to investigate this alert/case?
정답: C
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A new compliance officer is reviewing the bank's anti-money laundering program and notices that the risk assessment was completed six months ago. Since that time, the bank acquired another financial institution, renamed the internal records group, and streamlined cash handling procedures.
Which factor causes the compliance officer to update the bank's risk assessment?
Which factor causes the compliance officer to update the bank's risk assessment?
정답: C
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What action should a bank CEO's assistant take when the bank CEO expenses large sums of money to a charitable organization run by the bank CEO's direct family member?
정답: A
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Which action should an FIU consider taking when it has information that might be useful to another FIU?
정답: D
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Which measure to mitigate risk does the Basel Committee's Customer Due Diligence Principles suggest banks apply when accepting business from non-face-to-face customers?
정답: B
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A government has instituted a new anti-money laundering laws which require all financial institutions to obtain certain information from its customers.
Which step should an institution located in this jurisdiction take to ensure compliance?
Which step should an institution located in this jurisdiction take to ensure compliance?
정답: D
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Which of the following customers require the most enhanced due diligence?
정답: A
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A corporate services provider in a European Union (EU) country has a prospect from an African country who deals in oil and gas. The prospect intends to develop an oil terminal in his home country with a $75 million dollar loan secured by a third party, which is a trust formed in a Caribbean island with a holding company based in a European secrecy haven. A young lady is presented as an ultimate beneficial owner who has gained her wealth through a fitness studio in her home country.
What are two red flags that could indicate money laundering or financing terrorism? (Choose two.)
What are two red flags that could indicate money laundering or financing terrorism? (Choose two.)
정답: C,D
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A compliance officer of a financial institution is reviewing a payment for sanctions compliance between two parties in Europe and Asia. The payment is in Euros and involves the provision of services to a company located in a jurisdiction subject to Office of Foreign Assets Control secondary sanctions. Which factor is most important in determining the compliance officer's response?
정답: B
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An anti-money laundering specialist has been asked to create internal anti-money laundering policies, procedures and controls for a recently chartered offshore financial institution.
Which three should be included? Choose 3 answers
Which three should be included? Choose 3 answers
정답: B,C,D
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Which regulatory bodies cooperate when dealing with cross-border suspicious or unusual financial activity investigations?
정답: A
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A large cash deposit most likely reflects money laundering when it is
1. from a customer who has never conducted a transaction in cash before.
2. transacted in segments smaller than the reporting thresholds at various times during the day.
3. followed by an immediate wire transfer to an offshore secrecy haven.
4. by a customer who operates a cash-based business.
1. from a customer who has never conducted a transaction in cash before.
2. transacted in segments smaller than the reporting thresholds at various times during the day.
3. followed by an immediate wire transfer to an offshore secrecy haven.
4. by a customer who operates a cash-based business.
정답: D
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The owner of a local retail store makes multiple deposits daily at a bank. When the owner makes these deposits, it is noted that he goes to different tellers (cashiers). The deposits consist of cash in amounts less than the currency reporting threshold. Which of the following best describes this activity?
정답: D
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A compliance officer is tasked with implementing an enterprise-wide anti-money laundering program for a bank, which operates in multiple countries. Not all the bank products and services are available in all countries.
Which three factors should be considered as part of the approach? (Choose three.)
Which three factors should be considered as part of the approach? (Choose three.)
정답: A,D,E
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Private investment companies are potentially vulnerable to money laundering because:
정답: D
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Which practices are dealers in antiques, precious metals, precious stones, jewelry, and art advised to follow to reduce the element of money laundering risk? Choose 3 answers
정답: A,C,D
On discovering employees had unintentionally provided assistance to customers who were structuring transactions, an anti-money laundering specialist should recommend
정답: B
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Potential indicators of money laundering associated with Trust and Company Service Providers include:
(Select Two.)
(Select Two.)
정답: B,C
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