최신 CFE-Financial-Transactions-and-Fraud-Schemes 무료덤프 - ACFE Certified Fraud Examiner - Financial Transactions and Fraud Schemes

A. Instituting procedures to detect fraudulent claims when acting as an intermediary for a government health care program

B. Negotiating discounts with medical providers and then failing to apply those discounts toward consumers' medical bills

C. Submitting cost data to health care regulators to justify rate increases

D. Failing to pay a claim because the claim is missing required information

A. Ransomware is a malicious self-replicating computer program that penetrates operating systems to spread malicious code to other computers.

B. A Trojan horse is a software program that, while not definitely malicious, monitors and logs the keys pressed on a system's keyboard.

C. A worm is a type of software that, while not definitely malicious, has a suspicious or potentially unwanted aspect to it.

D. Spyware is software that collects and reports information about a computer user without the user's knowledge or consent.

A. Electronic payment tampering schemes leave a clear audit trail.

B. Companies should use separate bank accounts for paper and electronic transactions.

C. The individual who makes electronic payments on the company's behalf should also set up ACH filters to ensure only designated individuals get paid.

D. Positive pay is not available on ACH transactions.

A. Grandparent scheme

B. Pretexting fraud

C. Affinity fraud

D. Missing-heir scheme

A. True

B. False

A. It is illegal to design an organization to have a pyramidal structure for any purpose

B. Illegal pyramid scheme participants make their money chiefly by recruiting new members

C. Illegal pyramids are designed to pay off later investors, not the earliest ones

D. None of the above

A. Participants believe that they are making a legitimate investment.

B. Previous investors are paid with money from new members.

C. Promoters of Ponzi schemes engage in little or no valid commerce or investments.

D. Participants attempt to recruit as many new members as possible.

A. Reciprocal loan arrangements

B. Single-family housing loan fraud

C. Double-pledging collateral

D. Linked financing

A. Physical access controls

B. Logical access controls

C. Technical security controls

D. Administrative security controls

A. Mobile deposits are at high risk for new account fraud because face-to-face transactions are not required.

B. Automated teller machines (ATMs) are rarely targets of new account fraud because most have cameras installed.

C. Fraud is more likely to occur in established accounts than in accounts that have been newly opened.

D. New account fraud can be defined as any fraud that occurs on an account within the first year that it is open.